Are Identity Theft Protection Services a good value?

Consider this: By the time you get to the end of this sentence, another Americans’ Identity has been stolen. It happens every 4 seconds. In fact, someone could be stealing your identity as you read this fascinating article.

Most people think that identity fraud will happen to someone else. And it does. To 10,000 of your friends and neighbors.

These days the criminals are super sophisticated and high tech. Your personal information could be spread across the world in seconds. Perhaps  your personal data for sale on the internet right now.

So what does an Identity Theft Protection Service do for you?

Using Lifelock as an example, this is what an ID Theft protection service can do for you:

• They put alerts on your credit reports with all FOUR major credit bureaus. These alerts ensure that if anyone tries to do anything with your credit report, get new credit, change your address, expand credit lines, open a checking account, get insurance or utilities, and more, you will be called directly for their approval before anything happens.
• Block your credit so only you can use it.
• Provide a $1 million guarantee. If your identity is ever stolen, they  will fix the problem. No matter what it takes. They will reimburse you up to $1,000,000 in financial losses.
• Stop pre-approved credit offers.
• Drastically reduce the amount of junk mail to your home.
• Ensure that things go smoothly when you apply for credit.
• Provide free annual credit reports.
• Protect the identities of your children. (optional)
• Provide lost wallet protection
• Monitor black market sites 24/7 looking for your info.

Now you could perform many of these services yourself. If you have lots of free time and energy you can call all of the appropriate agencies. You could stay up late at night scouring criminal websites looking for your personal information. You can call all of the credit card companies and reduce junk mail. You might even be able to purchase a $1,000,000 insurance policy.

Or, for the price of a couple of coffee drinks, a top rated service will handle it all for you. And you can rest easy knowing that you are protected.

 Now while you may be hesitant to pay for a $9.00 per month identity protection service, think of it this way. Wouldn’t it be irresponsible to not protect your home, valuables  and vehicles with insurance? Now what is more valuable than your good name and reputation?

For more free information and reviews on the top Identity Theft protection Services visit HowToPreventIdentityTheft.net.

Check out why we think Lifelock is an excellent choice for identity fraud protection…

Author: John VanOoyen
Article Source: EzineArticles.com
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