Identity Theft: Don’t Be a Victim
The target of identity theft is typically your bank and credit card accounts, social security number, and the various personal identification numbers needed to access those accounts. When an identity thief has targeted you, it’s hard to prevent the crime. However, there’s lots you can do to make it as hard as possible on them.
Keep the following tips in mind if you want to make sure you’re as protected as you can be.
1. Computer: It’s not difficult for a professional to hack into your computer system from a distance. Software that prevents viruses and software from attacking your computer is crucial to your safety. A firewall is also critical. As well, identity theft software is becoming increasingly popular among people who are nervous about their privacy. A basic strategy is to use a strong password to protect your data. It should be at least eight to ten characters in length. You need to use a combination of letters and numbers. Make sure it’s not too simple to figure out, such as your kid’s name and birth date.
2. Trash: If it goes in the garbage, it must be completely unimportant. But the fact is that thieves often dig through trash cans to obtain any kind of personal details that can be used to assume your identity. Major targets are those credit card solicitation letters. It’s critical that these are completely destroyed before they leave your house.
3. Mail: For many people, it would never even cross their mind to lock their mailbox. But your mailbox is a prime target for someone who’s after your personal information. Just consider the amount of mail you receive that includes personal financial information. Your credit card and bank statements alone are all a thief needs.
4. Lockers: Making sure your locker is well secured if it contains your purse or wallet is a critical part of identity theft protection. This means the locker at your fitness club or at your place of work. When you use your own lock instead of one provided by the facility, the thief won’t have access to the extra key.
5. Handbag and wallet: Always be aware of and protect either of these two things. The purse or wallet of just about everyone has more than enough information for an identity thief to achieve his purposes. This means your bank card, checkbook and credit cards, as well as the personal identification numbers you have stored (which you’re not supposed to).
6. Personal and financial information: Always be wary of divulging any details of your personal finances. It’s easy to disguise a request for your personal information as coming from a legitimate organization, but sometimes it’s really someone just posing as your bank or credit card customer service representative. It can take place both on the internet and on the telephone. Giving out details of confidential matters can just be second nature in these cases.


